Finance
UPI-Unified Payment Interface
A UPI (UPI ID) can be considered as your Financial Address with the help of which you can send and receive money in your bank account round the clock even on public holidays.
All you need for doing a transaction is just a smartphone with internet, application for UPI(which can be your bank application) and a bank account linked with UPI ID
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UPI-Unified Payment Interface
A UPI (UPI ID) can be considered as your Financial Address with the help of which you can send and receive money in your bank account round the clock even on public holidays.
All you need for doing a transaction is just a smartphone with internet, application for UPI(which can be your bank application) and a bank account linked with UPI ID
| Know More |
CASA - Current & Savings account ratio
CASA ratio stands for current and savings account ratio. CASA ratio of a bank is the ratio of deposits in current and saving accounts to total deposits. A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3-4%.
It is used as one of the metrics to assess the profitability of a bank.
HDFC Bank has highest CASA ratio in India followed by SBI.
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CASA - Current & Savings account ratio
CASA ratio stands for current and savings account ratio. CASA ratio of a bank is the ratio of deposits in current and saving accounts to total deposits. A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3-4%.
It is used as one of the metrics to assess the profitability of a bank.
HDFC Bank has highest CASA ratio in India followed by SBI.
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Price Earning ratio (P/E)
The price-to-earnings ratio (P/E ratio) is the ratio for valuing a company that measures its current share price relative to its per-share earnings (EPS).
A high P/E ratio could mean that a company's stock is over-valued, or else that investors are expecting high growth rates in the future.
It signifies the amount of money an investor is willing to invest in a single share of a company for Re. 1 of its earnings.
For instance, if a company has a P/E Ratio of 40, investors are willing to pay Rs. 40 in its stocks for Re. 1 of their current earnings.
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Price Earning ratio (P/E)
The price-to-earnings ratio (P/E ratio) is the ratio for valuing a company that measures its current share price relative to its per-share earnings (EPS).
A high P/E ratio could mean that a company's stock is over-valued, or else that investors are expecting high growth rates in the future.
It signifies the amount of money an investor is willing to invest in a single share of a company for Re. 1 of its earnings.
For instance, if a company has a P/E Ratio of 40, investors are willing to pay Rs. 40 in its stocks for Re. 1 of their current earnings.
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What is Tri-Party Repo?
This is not a tool of Monetary Policy. It helps Corporate to borrow money.
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What is Tri-Party Repo?
This is not a tool of Monetary Policy. It helps Corporate to borrow money.
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Car Buying Rule 20-4-10-50
Are you planning to buy a car but worried about overspending or managing your finances? The 20/4/10/50 rule is the ultimate guide to buying your dream car without breaking the bank! 🚘
In this video, we explain:
✅ Why a 20% down payment is essential.
✅ The benefits of keeping your loan term within 4 years.
✅ How to calculate an EMI that fits within 10% of your income.
✅ Why your car's price shouldn't exceed 50% of your annual income.
We’ll break it down with relatable examples, perfect for Indian families planning their next big purchase.
| Know More |
Car Buying Rule 20-4-10-50
Are you planning to buy a car but worried about overspending or managing your finances? The 20/4/10/50 rule is the ultimate guide to buying your dream car without breaking the bank! 🚘
In this video, we explain:
✅ Why a 20% down payment is essential.
✅ The benefits of keeping your loan term within 4 years.
✅ How to calculate an EMI that fits within 10% of your income.
✅ Why your car's price shouldn't exceed 50% of your annual income.
We’ll break it down with relatable examples, perfect for Indian families planning their next big purchase.
| Know More |